Keywords: housing market, buyer, seller, interest rates, down payment, mortgage, affordability, competition, inventory, negotiation, real estate agent, closing costs, appraisal, market trends

Understanding the Property Market The existing property environment can feel challenging, whether you're a first-time purchaser or a seasoned vendor. Shifting borrowing costs and dynamic property values demand a strategic approach. For home seekers, securing a favorable financing package and managing a substantial initial investment are key consid

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